How to get the best giving rates for your church

October 27, 2016

If you are a pastor or church leader, chances are you’ve probably thought about ways to make giving easier for your congregation. And with online and mobile donations skyrocketing, who can blame you?!

Choosing an online church giving solution to help increase generosity in your church community can be a challenge, though. With so many online giving providers out there, how do you know …

  • What constitutes a good deal?
  • Is paying a monthly fee worth it?
  • How do you negotiate the best processing rates?
  • What are hidden fees?

Here at Subsplash, we love providing resources for church leaders, so we thought we’d put together a little guide to help you answer that million dollar question—How do you negotiate the best giving rates for your church?

The answer is easy: your team shouldn’t have to negotiate anything.

Why not?

Well first of all, your church staff is a team of ministry leaders, not businesspeople. You probably didn’t take a course about negotiating giving rates when you were in Bible college or seminary. “Spend a few hours on the phone with companies X, Y, and Z, and try to find out if they have good giving rates” was probably not listed in your job description when you joined the church. Simply put, your job as a ministry leader is to love and serve the church and the people that God has entrusted to you.

Additionally, God has called each believer and church body to steward their money wisely (Luke 16:10-11, 1 Cor. 4:2). Why do you ask your congregation to be generous? So that the church can use those tithes and offerings to reach more people with the good news of Jesus. When your congregation gives generously, they are entrusting the church to use those funds for that exact purpose. By paying high monthly fees and high processing rates, your church is simply losing out on thousands of dollars that could be poured back into your ministry for the sake of the gospel.

We love the church, and were tired of hearing stories about church leaders getting locked into high monthly fees, high processing rates, and long-term contracts just to have a giving solution. We wanted to create a solution that not only helps churches increase giving, but also helps them steward their money wisely.

This is exactly why we added GrowCurve to Subsplash Giving this past summer. GrowCurve automatically lowers your processing rates as your giving goes up. We start you at industry-low processing rates for your online, mobile, and text giving.

To top it off, there is no monthly fee, no setup fee, and no contracts. Why? Because we would rather see your church keep more money and use it to reach more people with the good news of Jesus. No need to negotiate that.

Want to learn more about how the cost of Subsplash Giving compares to other options? Check out this comparison of online giving solutions for churches for a complete breakdown.

If you’d like to find out more about how your church can increase giving and keep more of your donations, we’d love to help! You can contact our team of ministry consultants here.


Give your donors the best giving experience with Subsplash Giving.
Learn More